Senior Credit Risk Manager * - Real Estate BAWAG Group is the listed holding company of BAWAG, which is one of the largest banks in Austria with 2.1 million customers. As a dynamic employer, we promote talent and quickly drive technological innovation. Flat hierarchies, a flexible working environment and equal opportunities for our employees are particularly important to us. The respective position within the Real Estate Risk unit is embedded in international and domestic risk also including Corporates Public and Institutional clients, Participations and Project financing. The international and domestic departments of the Bank source financings beside Austria primarily in Western Europe and US on a bilateral and syndicated basis including financing Loan portfolios. Commercial Real Estate, beside Corporate financing, has been identified as a significant source of asset growth and profitability for the Bank during the next few years. Main Tasks * Analyze new and monitor existing Real Estate lending and investment proposals including credit quality, collateral and monitoring framework; prepare independent credit opinions on investment proposals for presentation to Credit Committee * Validate internal ratings for counterparties and facilities on an ongoing basis * Review and approve waivers to post signature events, such as contract breaches and restructurings, and on any credit-related changes to contracts in close consultation with other departments * Provide recommendations on credits for transfer to watchlist or workout group * Contribute to the ongoing development of the Bank's risk-related policies and procedures and the Risk division as a whole * Attend in the Credit Committee for relevant and specific transactions * Assist in the development and implementation of various risk related projects by providing respective expertise Your Profile * Experience as a Real Estate - Risk officer in a major financial institution including oversight of syndications and mezzanine financing * Familiarity with markets in Western Europe, UK and US preferred * Detailed knowledge of credit-related legal documentation and the establishment of appropriate covenants * Experience with credit risk assessment methodologies, rating agency criteria and knowledge of risk-pricing techniques * Strong analytical skills and capacity to quickly provide sound judgement on a variety of credit issues * Sound business judgement with an ability to understand the broader business issues whilst being cognisant of the individual risks involved * Strong verbal and written communication skills * Team player: an ability to work within a small group and under pressure * Strong interpersonal skills - notably influency negotiating and collaborating as well as a flexible approach * University degree or equivalent preferred * Proficiency in English and German essential Our Offer * Business Talks with the Senior Leadership Team, along with trainings, workshops, and learning stays across various departments, provide inspiring insights and learning opportunities * Mentoring & networking are supported through personal guidance from a buddy within the Senior Leadership Team and access to exclusive networking events (e.g., Trainee Alumni Club, ICON Afterworks) * FlexOffice is our motto Work from your private environment whenever it suits your role * On your office days, you'll work at our modern and easily accessible office near Vienna Central Station * We also offer attractive additional benefits, such as corporate health programs, group insurance, BAWAG sports club membership, and meal subsidies Your point of contact For this position, the full-time minimum gross salary under the collective agreement is EUR 44.476,88 before tax. Depending on experience and professional training, there is a willingness to overpay. Your contact person for this position: Sophie Piehslinger +43 664 88683956 *We value people.Equal opportunity is important to us -- regardless of age, gender, sexual orientation, physical ability, religion, or origin. Jobbörse Xing LinkedIn Facebook Instagram StandortWien TätigkeitsbereichBusiness and Financial OperationsWochenstundenVollzeit