Responsibilities
* Evaluate and integrate PSPs, banks, and local payment schemes (e.g., SEPA, PIX, SPEl, Credit Card Payments). ie.
* Manage the end-to-end process from API integration to internal workflow design (routing, reconciliation, callbacks/idempotency, error codes, and state machines) with implementation and optimization.
* Coordinate canary releases, real-money validation, and success rate monitoring to ensure launch quality and stability.
Treasury Support
* Support global treasury operations: acquiring, settlement, hedging, and returns, through process design and productization.
Infrastructure Optimization
* Collaborate to build and optimize core capabilities such as user center and card management, channel routing, refund center, promotion center, and error code management, enhancing platform reusability and scalability.
Risk & Compliance Collaboration
* Work closely with Risk, Engineering, Compliance, and Operations teams to ensure stable operations and adherence to regulatory and reporting requirements
Requirements
* 3-6 years of product experience in payments, acquiring, cross-border settlement, aggregated payments, or open banking; strong understanding of global payment business priorities as well as local compliance requirements; prior experience in exchange or internet payment integration is preferred.
* Deep understanding of Credit Card Payments (authorization, clearing, chargebacks), open banking, and PSP integration processes; capable of standardized API integration design, with meticulous attention to interface interactions, state machines, and error code handling.
* Strong collaboration mindset and sense of ownership, able to proactively identify issues, drive execution, and ensure closed-loop reviews.
* Fluent Chinese and English as a working language, capable of handling vendor meetings, technical communications, and documentation writing.
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