Senior Credit Risk Manager * - Real EstateJoin to apply for the Senior Credit Risk Manager * - Real Estate role at BAWAG Group.BAWAG Group is the listed holding company of BAWAG, one of Austria's largest banks with 2.1 million customers. We promote talent, drive technological innovation, and value flat hierarchies, flexible working, and equal opportunities.The position is within the Real Estate Risk unit, focusing on international and domestic risk, including Corporates, Public and Institutional clients, Participations, and Project financing. Commercial Real Estate is a key growth and profitability area for the bank.Main TasksAnalyze new and monitor existing Real Estate lending and investment proposals, including credit quality, collateral, and monitoring frameworks; prepare independent credit opinions for Credit Committee.Validate internal ratings for counterparties and facilities continuously.Review and approve waivers related to contract breaches, restructurings, and credit-related contract changes in consultation with other departments.Recommend credits for transfer to watchlist or workout group.Contribute to the development of risk policies and procedures and the overall Risk division.Participate in Credit Committee for relevant transactions.Support risk-related projects with expertise.Your ProfileExperience as a Real Estate Risk officer in a major financial institution, including syndications and mezzanine financing oversight.Familiarity with markets in Western Europe, UK, and US preferred.Knowledge of credit-related legal documentation and covenants.Experience with credit risk assessment methodologies, rating criteria, and risk-pricing techniques.Strong analytical skills and sound judgment on credit issues.Business judgment with understanding of broader business issues and risks.Excellent verbal and written communication skills.Team player, capable of working under pressure.Interpersonal skills, including negotiation and collaboration, with flexibility.University degree or equivalent preferred.Proficiency in English and German essential.Our OfferEngagements with senior leadership, training, workshops, and learning opportunities.Mentoring and networking, including guidance from a senior leader and access to exclusive events.Flexible work options ('FlexOffice') and modern office near Vienna Central Station.Additional benefits like health programs, insurance, sports club membership, and meal subsidies.CompensationThe minimum gross salary for this full-time role is €44,476.88 before tax, with potential for overpayment based on experience.ContactContact person: Sophie Piehslinger, +43 664 88683956.We value diversity and are an equal opportunity employer, welcoming applicants regardless of age, gender, sexual orientation, physical ability, religion, or origin.
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